Case Studies
Everyday Challenges. Tailored Advice. Confident Outcomes.
At Intentional Wealth, we tailor financial strategies to each client’s circumstances — no cookie-cutter advice. The following scenarios are fictional but based on situations we commonly see. They’re designed to show how considered advice can help improve financial outcomes and reduce uncertainty.
Michael & Susan: Preparing for Retirement with Confidence
Background: Michael (58) and Susan (56) are five years from retirement with a combined $500,000 in super. Concerned about rising costs and market volatility, they’re unsure whether their current path will support a comfortable retirement.
Our Approach:
- Consolidate super into one lower-cost fund
- Adjust investments to better suit their retirement timeline
- Introduce salary sacrifice and non-concessional contributions
- Plan a future downsizer contribution after selling the family home
Outcome: With a clearer investment strategy and tax-effective contributions, Michael and Susan are projected to retire with a significantly stronger super balance and a structured income plan. They feel more confident and less stressed about what lies ahead.
Sarah: Building Confidence in Investing
Background: Sarah (54), a high-income earner with $1 million in super, is unsure how to grow her wealth further. Her investments are overly conservative, and she’s hesitant to make additional contributions.
Our Approach:
- Rebalance her portfolio toward growth
- Introduce diversification to reduce concentration risk
- Set-up salary sacrifice contributions
- Provide ongoing education and behavioural coaching
- Automate investments to build consistency
Outcome: With a clearer investment strategy and tax-effective contributions, Michael and Susan are projected to retire with a significantly stronger super balance and a structured income plan. They feel more confident and less stressed about what lies ahead.
Why These Examples Matter
Everyone’s goals are different, but most people want the same thing — clarity, control, and confidence in their financial future.
These examples are illustrative only and do not represent actual client outcomes. Advice is always tailored to your individual circumstances.
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