The first six months of 2025 have been anything but quiet for investors. Headlines have been dramatic—tariff scares, interest rate speculation, inflation concerns—but despite all that noise, markets have continued to reward those who stayed the course.
So, what can this tell us about how to build long-term wealth?
1. Your goals matter more than market headlines
The most successful investors aren’t chasing the next hot stock or trying to predict where the market will go next month. They focus on their own goals—retirement, financial independence, or creating a legacy—and build a plan to get there.
2. Market timing doesn’t work
If you tried to jump in and out of markets this year, chances are you would have missed some of the strongest recovery days. Instead, those who stayed invested were the real winners.
3. Patience is rewarded
Markets will always have ups and downs. The key is to stay disciplined. Short-term declines are normal—and historically temporary. In fact, downturns can work in your favour because reinvested dividends buy more shares at lower prices.
How did the markets perform?
- The Australian share market (ASX 200) rose around 10% for the financial year to June 30, its best result since 2021.
- Global markets were volatile early in the year but have largely stabilised, with many indexes near record highs.
The lesson? Even during uncertainty, markets have a way of rewarding patience.
Are you on track to reach your goals?
If your investment strategy isn’t linked to a clear plan—or you’re unsure whether your portfolio matches your goals—now is the perfect time to take stock.
✅ Book a 30-minute strategy call to discuss how we can help you:
- Stay focused on what matters most (your goals)
- Invest with confidence, even in uncertain markets
- Build a retirement plan that works for you
