Retirement Planning Maitland & Newcastle

Create a secure retirement with a plan you can count on

You’ve worked hard to build a life — now it’s time to ensure you can enjoy it. Retirement should be a time of freedom, not financial uncertainty.

Yet many Australians worry: “Will my savings last? Have I planned for unexpected costs? Am I relying too much on the market?”

At Intentional Wealth, we help you retire with clarity and confidence. Whether retirement is five years away or already underway, we’ll work with you to create a flexible, personalised plan that supports the lifestyle you want — for the long term.

Why Retirement Planning Matters

Australians are living longer than ever — and a comfortable retirement can easily span 25+ years. Without a strategy, common pitfalls like outliving savings, underestimating expenses, or missing entitlements can derail your plans.

With the right advice, you can retire on your terms — with clarity, confidence, and a lifestyle that suits you.

Avoid the Common Pitfalls of Retirement

Retirement is about more than just saving — it’s about strategy. We help you avoid these common mistakes:

  • Outliving your savings
  • Underestimating lifestyle or healthcare costs
  • Reacting poorly to market volatility
  • Missing out on government entitlements
  • Relying on outdated “set and forget” plans

With the right guidance, retirement can be one of the most fulfilling chapters of your life.

What We Can Help With

Retirement Income Planning

We project how long your super and savings will last, factoring in lifestyle costs, inflation, and income sources like pensions, shares, and property.

Superannuation Optimisation

We help you grow your super through tax-effective contribution strategies and smart investment allocations, tailored to your time horizon.

Transition to Retirement (TTR)

If you’re still working, we can help you draw income from super while reducing tax and continuing to build your balance.

Government Benefits & Entitlements

We make sure you’re not missing out on what you’re eligible for — including the Age Pension, Seniors Health Card, and utility concessions.

Longevity & Contingency Planning

We help plan for life’s uncertainties — from healthcare to aged care — so you’re prepared for what’s ahead.

Ongoing Strategy Reviews

Your plan doesn’t stop at retirement. We monitor and adjust your strategy to keep it aligned with your goals, circumstances, and changes in the law.